...my chest still hurts.

Here's an extremely good reason why you shouldn't write off a car the first day you own it.
  1. Buy car; sign V5 to transfer ownership.
  2. Smash car into the back of a van on the way home.
  3. Call insurance company.
  4. Insurance company write off car who inform DVLA of this by phone or computer.
  5. Post V5 to Swansea - required to get insurance money.
  6. Man takes away, and crushes, written off car.
  7. V5 form arrives at Swansea.
  8. DVLA computer says "Hang on this car is an insurance write off, why d'you want a V5?"
  9. This form arrives in post a few days later:
...Please take your vehicle to the nearest Vehicle and Operator Services Agency (VOSA) site and get a Vehicle Identity Check (VIC) before we can give you a V5...


Tricky.

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